My investment experience in 2020

My investment experience in 2020 Here is an interesting one from 2016: I started investing in March 2020 and spent the first half of 2020 working as an investor in Sberbank's stock market "spring capital". Now I am a Board member worth up to 1.5 times more. In may, I will write a continuation of my story. As I wrote to you earlier, I started investing in March 2020. Here is what I found in Sberbank's website (Save for investment purposes only): 1) Where can I get money to invest? Investment is the process of creating a financial capital (capital). That is, attracting money through investment.  To create capital, you need to "invest" it. You can do this by selling shares or buying assets (selling them at a high price). 2) What is the yield on the stock market today? Today's yield is about 4-5% (I'll tell you more confidentially — about 8-9%). It turns out that you will have to invest 10 times more than today's average: Yandex Images The problem with investing is that you need to spend years honoursing in your head many a complex science.  You will spend years honing your skills in order to accumulate a large amount of capital. And then something unexpected happens in the investment market — you yourself become unwitting test subjects for the latest trends of investment.  3) returns on investments. The fact is that the stock market returns fluctuations: speculators they buy up shares and do not buy anything new with them. But, as luck would have it, the long-term investor will always have a "black streak in the portfolio".  Therefore, long-term investors adhere to an aggressive approach to investing money: they buy back any decline in the price of securities. they gradually transfer the money deposited by them to invest. As a result, the long-term yield of an investment is greatly increased. 4) Financial cushion. Investment funds that are set to expire at the end of 2020 are not considered "diversification".  They do not contain risk, but instead provide a reasonable reserve of money for a long period of time. This is what we have written about many times in this article. SUMMARY: 1) it is Important to understand the fact that the investor is investing only in the short-term and short-term primarily in (but not exclusively) in the stock market. 2) Observe the monthly averaging strategy. This strategy allows you to gradually form an impressive capital, the income from which will fully support your entire family. ADDITIONALLY: 1) Read my article "Where should I not invest my money? TOP 3 most dangerous places for money". 2) Read my article "what skills do you need to become rich" . The author of the article is Alexander Evstegneev I WILL BE GRATEFUL FOR YOUR LIKES AND REPOSTS OF THIS ARTICLE